Conventional Loan Skills for Mortgage Credit Analysis to Evaluate Risk, Approve Borrowers, Excel in Real Estate Finance+
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What you'll learn
- What a mortgage credit analyst does and why the role is essential in the lending process
- How to prepare for and land a job as a mortgage credit analyst—resume, interview, and job search strategies
- How to understand and navigate the full mortgage process from pre-approval to closing
- Learn how to review financial documents like pay stubs, tax returns, and bank statements
- Discover how to calculate and assess key financial ratios like Debt-to-Income (DTI) and Loan-to-Value (LTV)
- Learn to identify high-risk borrowers and common red flags in loan applications
- How to calculate and assess key financial ratios like Debt-to-Income (DTI) and Loan-to-Value (LTV)
- Understanding of mortgage regulations and compliance standards (ECOA, FCRA, etc.)
- Best practices for accuracy, compliance, and fraud prevention in credit analysis
- How to analyze and interpret credit reports, credit scores, and payment histories
- An overview of mortgage loan types: Conventional, FHA, VA, and USDA